I told everyone in another thread about six months ago to sell their entire collection and buy more shotgun shells and canned beans.
I was only half kidding to be honest. You can't eat a Hulkbuster if you are starving. You might, however, be able to use it as a weapon for pure blunt force trauma in a fight for more canned beans.
You are right, things are going to get bad out there, and it will likely price more and more people out of the hobby. However, the silver lining to this, there is essentially 20+ years of product that was pumped out and there is enough budget level fodder out there ( We are probably at the 7th gen stage of this hobby overall) for people to enjoy the hobby and love the toys in a more creative fashion. Won't be pure high speed and cutting edge, but the opportunities are there if people want them.
I would be just as happy with my old Dragon Models and BBI stuff from 2004 and have to use more customizing, paint, tweaking, upgrading, futzing around, etc, etc.
But there is no denying it. Hard brutal times are coming for us all. Pass the beans and shotgun shells around I say.