Villaincollector1
Freaked Out
- Joined
- May 15, 2014
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Re: Current discount codes at SSC and other random rumblings SP00KY15 $20 code
Someone called in sick today at Sideshow
Someone called in sick today at Sideshow
The enter code page is still up! Does that mean there's any chance?
What should I buy....
Batman Armory with Alfred
or
Tauntaun with Hoth Luke
I need help, been debating this for days now.....
What should I buy....
Batman Armory with Alfred
or
Tauntaun with Hoth Luke
I need help, been debating this for days now.....
I looked it up and apparently it is how it works. They kept around 2.5% from the official conversion rate. Usually when I buy from overseas with my credit card it is closer to 1%.
Although Spook was a disappointment in the deals department, and maybe that IS a thing of the past with SSC, I still snagged $45 in rewards. Mostly thanks to the folks in here posting them.
There is no CC that charges only 1% foreign exchange over the interbank rate - interbank is the only thing even remotely close to "official" (but it's not because there's no such thing as a centralized global rate) and every bank in the world it going to base their buy and selling prices off changing markets - you can compare to the interbank but it's always going to be MULTIPLE points up and down for a decent spread to prevent them from losing money. Even higher spread when compared to any conversion look-up tool or calculator you may find and think is the "official" rate. PayPal is very competitive with CC rates and in fact better when compared to CCs that charge additional transaction fees ON TOP of the exchange.
When you use a tool to check exchange rates, you're probably getting someone's mid-market rate, which is calculated as an average of buy and sell. Check for example XE - The World's Trusted Currency Authority
A 2.5% exchange, for a 5 point spread between buy and sell, is good.
I've worked in banking in the past (6 years) and I've been doing commercial PayPal and ForEx for over 10 years.
You can also use a CC (processed by PayPal on any site that uses PayPal) without a PayPal account. Security policies/precautions by PayPal may prevent this for some cards, some locales or some people. YMMV.
IMO, there is no better processor online today for security than PayPal. This is great for a buyer and also for a seller, even if they sometimes have overzealous policies. Their transaction fees are also lower than most merchant accounts for most small businesses.
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