Ed, we have good history between eachother. I wish to keep it that way. You know I respect you.
Actually, when I corrected you on the want vs. need, it is true. You don't need it, you want it. Where am I wrong in saying that? I also want this PF, but don't need it. Perhaps I shouldn't have followed up with the credit comment. I didn't mean it like that, after all. You know what your finances are. I don't. I do know there are a lot of people who go beyond what their budget allows. I was generalizing with that comment. Again, probably not the best thing to bring up since some have gotten touchy with that statement. Wording could definitely been better.
What I meant, and what you perceived are two different things. My statement was more generally speaking, and wasn't directed at anyone here. I just know we're definitely a generation of want more than ever, and credit has made it a lot easier to go with that mindset.