I collect autographs and sports cards too. So It covers them and my toys. Hopefully I never needs to open a claim with them but its good to have a good peace of mind that its insured in case something does happen.
Insurance for the collection.
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I collect autographs and sports cards too. So It covers them and my toys. Hopefully I never needs to open a claim with them but its good to have a good peace of mind that its insured in case something does happen.
I'm more worried about a fire or flood than theft.
duo_maxwell_1017
Super Freak
I got a quote from https://americancollectors.com/ I had them before. And my yearly quote is $162.75.
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Yep - agree too (geez!)
As for the insurance - my house insurance covers my collection (I checked) - but only for original purchase price NOT replacement. That's fine with me because values go up & down anyways.
.
higgins1989
Super Freak
I made a thread about this a while back (Former property insurance adjuster now on Auto)
A couple things to keep in mind:
Always check your policy under the personal property portion for the exclusions, losses we/do not cover and limits sections, it gives you a good idea of if/what is covered and how much.
Another thing some have mentioned here is the riders or endorsements you can add to insure 1 item or many items, it basically is its own policy for that item/items and usually requires appraisal but it grants coverage under almost any situation.
One of the most important things I would say is to always always get your conversations with Agent's in writing (email is fine), you just want to have proof of what you spoke about or what you requested to be added/changed.
You may all hate me but I suggest going through your paypal accounts and printing off your receipts or transactions, and printing off either the front page of the custom section from this site or the retail page for that item from sideshow or whatever vendor to keep a folder/record of all your stuff. Burden of proof is on us that we had 150 figures at $200.00 totalling $30,000.00.
Btw for my own curiosity, has anyone heard of or installed a strikemaster 2 pro at their house, its a piece of sheet metal with deep nails and hinge reinforcements that makes it extremely difficult to kick open a door. The thing looks really solid.
https://m.homedepot.com/p/StrikeMaster-II-Door-Frame-and-Hinge-Reinforcement-55724/202076114
A couple things to keep in mind:
Always check your policy under the personal property portion for the exclusions, losses we/do not cover and limits sections, it gives you a good idea of if/what is covered and how much.
Another thing some have mentioned here is the riders or endorsements you can add to insure 1 item or many items, it basically is its own policy for that item/items and usually requires appraisal but it grants coverage under almost any situation.
One of the most important things I would say is to always always get your conversations with Agent's in writing (email is fine), you just want to have proof of what you spoke about or what you requested to be added/changed.
You may all hate me but I suggest going through your paypal accounts and printing off your receipts or transactions, and printing off either the front page of the custom section from this site or the retail page for that item from sideshow or whatever vendor to keep a folder/record of all your stuff. Burden of proof is on us that we had 150 figures at $200.00 totalling $30,000.00.
Btw for my own curiosity, has anyone heard of or installed a strikemaster 2 pro at their house, its a piece of sheet metal with deep nails and hinge reinforcements that makes it extremely difficult to kick open a door. The thing looks really solid.
https://m.homedepot.com/p/StrikeMaster-II-Door-Frame-and-Hinge-Reinforcement-55724/202076114
Underworld54
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Here's a strong case for insurance on your collection.
egel
Super Freak
But seriously, holy crap.
Oh man. That sucks!
do you have to keep updating the insurer's your inventory everytime you get something new?
do you just produce a picture, or you have to get an officer to pay you a visit?
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Keegan
Super Freak
That...is why I don't collect Iron Man.
Underworld54
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From the same fire...even the replica versions are indestructible. 
Some policies don't include "collectibles" without a rider.
I checked my home owner insurance and they don't cover so I went else where with it. I would advise to check first and not assume.
Thats what I mean....add it as a rider....should have been clearer...
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