Paypal payment as gift not protected

[Darkmatter]

When I sell stuff my prices assume you are paying the normal way (NOT A GIFT).

I hate it when people add the 3% after you agreed to buy it... "oh by the way gift or you pay the fees" Next time maybe I will do a gift when buying something... seems I'm still covered there as the buyer.

Anyways sounds like it's best to take cash when it's local pickup but I'd be weary of meeting someone with 1750 in cash.

i've done a $950 sales transaction in person. i met the guy at IHOP and we did the transaction in a booth over breakfast. i even picked up the tab.

 

[The Ween]

here ya go! it depends on the source of payment.

https://www.paypal.com/us/webapps/mpp/paypal-fees

selling fees

Sales within the US: 2.9% plus $0.30 per transaction.

money transfer fees (gifts)

PayPal balance or bank account: Free when sending money inside the US.

Debit/Credit card fee: 2.9% of total amount sent plus $0.30 per transaction (the sender decides who pays this fee).

Outside the US: Small fee of 0.5% to 2% (depends on destination) when fully funded with bank account or PayPal balance. 3.4% to 3.9% if paying with a credit or debit card.

Oh I see now. I always use a credit card on paypal. No way they're getting any where near my bank accounts.

 

[Lejuan]

I just did a transaction as a 'gift' and assumed that, as a seller, I was covered from all this nonsense -moreso than had it been a fee-based transaction. Thanks for the heads up and bummer you got this treatment mojo. It's getting harder and harder for sellers not to get ripped off it seems.

 

[Darkmatter]

Oh I see now. I always use a credit card on paypal. No way they're getting any where near my bank accounts.

i've set up a checking account specifically for ebay and PP transactions. that way there is no funny business with savings and there is only the amount in the account that i'm using for collectibles.

 

[EVILFACE]

Yea if someone buying in person, they are paying in cash.....

 

[Shropt]

Yea if someone buying in person, they are paying in cash.....

Yeah, that's the part I don't understand. If you were meeting in person then why not use cash? And then to let him use a gift transaction?

Yes the guy stole from you but you really made it easy for him. Sorry to hear.

 

[mojo customz]

I just did a transaction as a 'gift' and assumed that, as a seller, I was covered from all this nonsense -moreso than had it been a fee-based transaction. Thanks for the heads up and bummer you got this treatment mojo. It's getting harder and harder for sellers not to get ripped off it seems.

yes it just sucks, got a few members just making dumb comments , but this was for the most that looked out for me so i thought i put it here so we can make better decisions.....

 

[Blackthornone]

you tried to screw the system by not paying fees, now paypal says screw you. NEVER send or receive as a gift. eat the fees and be protected. you gambled and lost! btw, in person transactions are not covered because there's no record of the transaction being completed according to what paypal requires to be covered. signature delivery with tracking to a paypal confirmed address. live and learn.

It's really hard to understand how this gift thing is getting out of hand. The word gift means a gift, with no strings attached or obligations. Only the word "gift" scares me because of what the word means.

Darklord Dave put up a warning on the board many months ago not to mark payments as gift.

I look forward to the outcome of this.

This really isn't Paypal's responsibility, IMO. A gift of money was sent to another party, end of story as far as Paypal.

This is for the police.

 

[mojo customz]

It's really hard to understand how this gift thing is getting out of hand. The word gift means a gift, with no strings attached or obligations. Only the word "gift" scares me because of what the word means.

Darklord Dave put up a warning on the board many months ago not to mark payments as gift.

I look forward to the outcome of this.

This really isn't Paypal's responsibility, IMO. A gift of money was sent to another party, end of story as far as Paypal.

This is for the police.

very true------now they will not even give the full info on the buyer----i know him as johnny for years always dealt him me,
i now have to Subpoena the info from paypal which will take time,
whats is just ******ed is that i had 10000000% proof this person making the payment, it is almost as if paypal aids&bets the criminal acts...............buyer gets away -----same thing on ebay get blackmailed for partial refund or deal with negative feedbacks---------never will i ever deal with paypal or ebay-------------done.............
also the concern here not to paypal as gift was the protect the buyer, but it seems it is the seller that needs protection...............

 

[Darkmatter]

very true------now they will not even give the full info on the buyer----i know him as johnny for years always dealt him me,
i now have to Subpoena the info from paypal which will take time,
whats is just ******ed is that i had 10000000% proof this person making the payment, it is almost as if paypal aids&bets the criminal acts...............buyer gets away -----same thing on ebay get blackmailed for partial refund or deal with negative feedbacks---------never will i ever deal with paypal or ebay-------------done.............
also the concern here not to paypal as gift was the protect the buyer, but it seems it is the seller that needs protection...............

as far as paypal knew, you were someone receiving a 'gift'. when the person sending the gift claims unauthorized, they give the money back. and THIS is why you should do live transactions for cash only. and if you ship, make sure you ship to a paypal confirmed address and use a shipping service with tracking and signature. it's also is necessary to get insurance with all the shipping abuse that goes around, especially for a valuable item. good luck.

 

[Kuzeh]

I agree with everyone here, sucks that you got screwed but it was YOUR decision to receive the money as a GIFT...

 

[Darth Cruel]

Freakin' sucks, Mojo. Sorry to hear that you got screwed.


The main reason that I am willing to use "gift" when I am asked is because it is so easy to get money back if you get ripped off by a seller. I never even considered being the thief as the buyer.

 

[mojo customz]

Freakin' sucks, Mojo. Sorry to hear that you got screwed.


The main reason that I am willing to use "gift" when I am asked is because it is so easy to get money back if you get ripped off by a seller. I never even considered being the thief as the buyer.

 

[a-dev]

The main reason that I am willing to use "gift" when I am asked is because it is so easy to get money back if you get ripped off by a seller.

Don't we usually hear the exact opposite of what your saying here? That paying as Gift removes all your buyer protection? I'm confused.

 

[Dingo]

So let me get my head around this
U say you've dealt with this turd before, online or face to face, don't know, either way you mucked-up, never hand over merchandise in person without gettin ur$$ or his wife
Slim chance of you getting employment in a Columbian drug cartel
Seriously though PayPal lets rats like this slip through for a reason, me thinks anyway

 

[devilof76]

Seriously though PayPal lets rats like this slip through for a reason, me thinks anyway

To show people what happens when they attempt to use their service without paying for it?

 

[mojo customz]

To show people what happens when they attempt to use their service without paying for it?

paypal get paid either way, it is just a matter of who pays, when you now send funds as gift/personal you do,

 

[Darkmatter]

paypal get paid either way, it is just a matter of who pays, when you now send funds as gift/personal you do,

wrong! if the funds come from a paypal debit card or checking account. there is NO charge to send a gift. the sender also has the option to pay the fee if he pays with a credit card or bank debit card, or make the receiver pay. didn't you read the information and the link i posted?

 

[Darth Cruel]

Don't we usually hear the exact opposite of what your saying here? That paying as Gift removes all your buyer protection? I'm confused.

I have been telling eveyone for a long time that it is not true that the buyer is not protected when you send money as a "gift". It is not the same kind of official protection that regular transactions have. But it is so easy to get money refunded when it is sent as a gift...that I think it is even better than Paypal's regular protections...WHEN IT IS USED FAIRLY.


Absolutely does not count in Mojo's situation. And now, realizing that this can happen, I would not blame sellers for stopping the use of it.

I bought a figure some time ago and paid as a gift. The figure never showed up. I repeatedly contacted the seller and repeatedly got very polite lip service in return. When there was 3 days left until I could not open a claim (I believe that was the 42 day mark), I politely informed the seller that I intended to open a claim on the last day just to keep my options open. I did so via phone, and even though I had paid as a gift, Paypal was all too happy to help me. They escalated the claim immediately.

About a week later, I had my figure and the seller got his money. The End.

 

[clot501517]

I have been telling eveyone for a long time that it is not true that the buyer is not protected when you send money as a "gift". It is not the same kind of official protection that regular transactions have. But it is so easy to get money refunded when it is sent as a gift...that I think it is even better than Paypal's regular protections...WHEN IT IS USED FAIRLY.


Absolutely does not count in Mojo's situation. And now, realizing that this can happen, I would not blame sellers for stopping the use of it.

I bought a figure some time ago and paid as a gift. The figure never showed up. I repeatedly contacted the seller and repeatedly got very polite lip service in return. When there was 3 days left until I could not open a claim (I believe that was the 42 day mark), I politely informed the seller that I intended to open a claim on the last day just to keep my options open. I did so via phone, and even though I had paid as a gift, Paypal was all too happy to help me. They escalated the claim immediately.

About a week later, I had my figure and the seller got his money. The End.

Nice lesson taught there. So buyers ARE protected in a way. It's now gonna be the seller who should be aware of receiving gift payments.