Yup that woman is me
, bank said it's not fraud because i willingly gave them my card details, i always used paypal with them and they told me they couldn't refund me via paypal because it was out of the 45 period so had to give them my debit card details over the phone for them to issue the refund to that, the refund went into my bank on 13/1/14 and was taken back out again yesterday, action fraud have said it's clearly fraud and theft because they took it without my consent and after they ceased trading, i've been given a crime number to take back to the bank and if they still refuse to help then i need to contact the financial ombudsman. I have kept my emails from MB including the conversation about how they refunded me, there's another guy who checked his bank after seeing my post and they have done it to him too and took £495 out