pre-orders at sideshow

[Lejuan]

U guys can do what u want with your money I was simply responding to a question and trying to explain the rationale.

Yeh, you are completely right in a technical sense - you're giving SSC a free loan. But in every sense that matters to me in not thinking the pleasure out of my life, it doesn't bother me in the slightest.

 

[Skywalker(OG)Kush]

Yeah you are over thinking way too much. In this hobby as you will learn, the deposit is more opportunity cost to acquire the goods. And in most cases to take the view you are suggesting is penny wise and pound foolish.

If you put that deposit in a short term interest Bearing vehicle for six months, you get what..... 30 cents? Miss an iron man mark vi avengers for example cause it sold out in a day at sideshow, you end up paying much more for the figure.

With a deposit you can get piece of mind and if you flex pay as many folks do it allows people to stretch funds more and acquire figures on their terms.....interest free pmt plans aren't a bad thing.

Else save up your cash in the savings account and splurge that 40 cents of interest on your figure all at once and create instant value.

I was explaining why I don't like paying deposits not saying I'm cheap lol. Uhm ya 1 prepaid deposit is not a big deal but I have a feeling that people have a lot more than that at a time. All I am saying is it adds up. As I said before if u guys like doing it more power too u,but what's up with critizing others who don't like giving money away without a return.

Anyhow thanks to the constructive posters who actual answered my questions. The rest who think this is free and no cost to u, thank god u guys have someone doing your taxes or handling you 401k investments.

 

[hokietwo]

I was explaining why I don't like paying deposits not saying I'm cheap lol. Uhm ya 1 prepaid deposit is not a big deal but I have a feeling that people have a lot more than that at a time. All I am saying is it adds up. As I said before if u guys like doing it more power too u,but what's up with critizing others who don't like giving money away without a return.

Anyhow thanks to the constructive posters who actual answered my questions. The rest who think this is free and no cost to u, thank god u guys have someone doing your taxes or handling you 401k investments.

LoL no problem chief, as usual the Finance guy has to rationalize with an accountant on interest rates and investments. I bet you get a refund every year don't ya?

 

[Lejuan]

thank god u guys have someone doing your taxes or handling you 401k investments.

You can say that again. That s**t bores me to tears

 

[jye318]

Just don't buy from eBay no matter what, bbts is the best place to buy, also has 10% discount

 

[Skywalker(OG)Kush]

LoL no problem chief, as usual the Finance guy has to rationalize with an accountant on interest rates and investments. I bet you get a refund every year don't ya?

Dude do what u want with your money and drop it, sorry I am programmed to think this way. Not sure what u do for a living but I won't **** on it like a pretentious snob. Mods just close this thread my question was answered its just going down hill because I must have struck a nerve with a few individuals for whatever reason . Hatred of accountants jeez, I though only lawyers has that wrap.

 

[Lejuan]

Dude do what u want with your money and drop it, sorry I am programmed to think this way. Not sure what u do for a living but I won't **** on it like a pretentious snob. Mods just close this thread my question was answered its just going down hill because I must have struck a nerve with a few individuals for whatever reason . Hatred of accountants jeez, I though only lawyers has that wrap.

Don't take it personally. There's a lot of s**t stirring that goes on on this board, but 99% of it is just in fun. Or 99.015%. Can't say exactly, I'm crap with numbers.

 

[Skywalker(OG)Kush]

I don't its no big deal.

 

[hokietwo]

I must have struck a nerve with a few individuals for whatever reason . Hatred of accountants jeez, I though only lawyers has that wrap.[/B]

You may want to lurk more till you are comfortable with folks commenting back at you. No one was offended or attacking, sorry if you got offended.

Remember you're on a public board, and when you post, it is out there. And it's your opinion you typed, as others have typed theirs too.

It so happens I am very aware of what you were implying about deposits. You also said you work at a bank as an accountant, based on my career experience with accountants/cpa's the last 13+ years in Corporate Finance (at banks for over half of it) my opinion of what you are saying is this.....

[ame="https://www.youtube.com/watch?v=0MRmxfLuNto&feature=youtube_gdata_player"]https://www.youtube.com/watch?v=0MRmxfLuNto&feature=youtube_gdata_player[/ame]

Folks do poke fun on this board from time to time LOL.

 

[Lejuan]

I guess the issue is that people are free to shop elsewhere, and in almost all cases there are alternatives to those places that charge NRDs. Just last night I put down a NRD on a SSC exclusive figure. I am paying for it on flexpay. I didn't see the NRD as a free loan per se, more of a first payment towards getting the figure. I don't see any practical difference between NRDs and lay-bys (lay aways). In both cases you're handing over cash without receiving the product you paid for. And if you're a member of any club you care to mention, you hand over an annual membership in advance... isn't that a kind of free loan given that in January you've paid up money that won't be returned to you as a service in full until 11 months later?

Also, people see handing over this money as a way to kind of 'set and forget'. I've got a figure on flexpay that I've paid half of already. I realise I could easily have set aside the same money in a separate personal savings account and have it accrue interest for me instead of handing it over to SSC. But I prefer just to get the money out of sight... the interest I would've accrued is not enough to outweigh the benefit to me of not having to think about it. Call it a laziness fee. I like being lazy, and I'm prepared to pay for the privilege.

But again, don't take stuff here personally. Taking things in good humour, even the perceived personal attacks, is essential to enjoying this place

 

[Skywalker(OG)Kush]

You may want to lurk more till you are comfortable with folks commenting back at you. No one was offended or attacking, sorry if you got offended.

Remember you're on a public board, and when you post, it is out there. And it's your opinion you typed, as others have typed theirs too.

It so happens I am very aware of what you were implying about deposits. You also said you work at a bank as an accountant, based on my career experience with accountants/cpa's the last 13+ years in Corporate Finance (at banks for over half of it) my opinion of what you are saying is this.....

https://www.youtube.com/watch?v=0MRmxfLuNto&feature=youtube_gdata_player

Folks do poke fun on this board from time to time LOL.

What I said is not an opinion, and also there is also a difference between poking fun and outright insulting someone because of ur preexisting bias toward people in a certain profession. Lol, and I am glad u can stereotype people so well. Its a skill to be very proud of.

What exactly did I say to provoke your response. You must work in sales or something, u guys don't understand revenue recognition and think accounting department is screwing u out of commissions. U have to have some axe to grind. But don't take my insinuations personally , because this is a public forum.

By the way if I was in corporate finance, I would hate accountants too. Since accountants actually have expertise that people need to help them and not steal their money with bad investments, just for a commission. Its all in good fun though.
And no I don't work at a bank. I didn't cost u all our pension or savings with underwater mortgages. What I do is protect u from that. I am not part of Morgan stanley. Anymore assumptions about who I am. Please tell me

 

[hokietwo]

Your words:

Try going into our bank and asking them for money without interest, even if u offer to give them a new watch worth the same amount u borrowed.

I assumed you meant you worked at a bank from this statement.

Sorry I am accountant, maybe I am too technical, but holding money or giving /lending money away withou requiring interest is bad personal business (eg opportunity cost). Its I just gave the 30 and in 6 months I would have had $50 had I not given it to sideshow and kept it in an interest bearing security like a CD or a savings account

WTF are you a drug dealer? I am no accountant but isn't that 133% and I haven't adjusted for the annual APR.

My assumption is you are young and ignorant, and work as a tax clerk at a Jackson Hewitt branch at Wal-Mart.

 

[Lejuan]

My assumption is you are young and ignorant, and work as a tax clerk at a Jackson Hewitt branch at Wal-Mart.

 

[Skywalker(OG)Kush]

Your words:

Try going into our bank and asking them for money without interest, even if u offer to give them a new watch worth the same amount u borrowed.

I assumed you meant you worked at a bank from this statement.



WTF are you a drug dealer? I am no accountant but isn't that 133% and I haven't adjusted for the annual APR.

My assumption is you are young and ignorant, and work as a tax clerk at a Jackson Hewitt branch at Wal-Mart.

Don't u have a wife to argue with or something? If not find one! Its not me, I am out of my own thread. I get enough of this type of "baiting for a fight" **** from my wife when she is on her period.

If u have invested 30 and ended up with 50 u made 20 dollars. Is 20/30 100%; god when I was ignorant at least I knew when to keep my mouth shut. My example was hypothetical, of course u won't earn 70% return. Do u know what hypothetical means?? U know an exaggerated example to drive home a point.

 

[hokietwo]

Basic math *******. If u have invested 30 and ended up with 50 u made 20 dollars. Is 20/30 100%

I said APR. Annual....... 30 to 50, 20x2 =40
40/30 is 133%

You're as much an accountant as I am an astronaut. Every accountant knows rates of return are calculated on an annual basis.

Try saying you are a superhero next time, might be easier of a time for you to hide a secret identity.

 

[Skywalker(OG)Kush]

I said APR. Annual....... 30 to 50, 20x2 =40
40/30 is 133%

You're as much an accountant as I am an astronaut. Every accountant knows rates are calculated on an annual basis.

Try saying you are a superhero next time, might be easier of a time for you to hide a secret identity.

Wtf are u talking about!! Omg I feel stupider for reading it. What does Apr stand for and what is the formula to calculate??????? I bet you know one answer to that and its what it stands for. We weren't even talking about Apr what u calculated was return on investment (roi) omg help

Please mods delete this thread before anyone else has to read this guys stupidity. I don't even want to argue with him anymore. I just don't want anymore of his deflametory comments.

 

[CTO15]

 

[Lejuan]

Being one who is very interested in words, and whose profession is predicated on their proper usage, I find the amount of words being wasted in this thread something of an affront to my sensibilities. I don't understand how anyone can use so many words to such minimum effect - certainly not a prudent practice! People are of course free to use all the words they please, but I'm just here to advise that such appalling lack of economy in how the English language is used to convey ideas and opinions is just so... darned confounding!

 

[hokietwo]

Basic math *******. If u have invested 30 and ended up with 50 u made 20 dollars. Is 20/30 100%; god when I was ignorant at least I knew when to keep my mouth shut. My example was hypothetical, of course u won't earn 70% return. Do u know what hypothetical means?? U know an exaggerated example to drive home a point.

Wow......just wow. Phoenix on-line degree? Really showing the real smarts now.

 

[kl241]