Visa Black Card...

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Good luck. Even if you can afford the $495 annual fee, I doubt you will get accepted unless you are a multi-millionaire

The Black Card is not for everyone. In fact, it is limited to only 1% of U.S. residents to ensure the highest caliber of personal service is provided to every Cardmember.
 
I've already been invited. You don't have to be a millionaire.

Sounds like it could be worth it if you travel a hell of a lot and dont have the time to personally set things up yourself.
 
If you get one take a pic! :chew

I don't have the card I have the invite. Hence the asking if it's worth it. I think you guys are confusing this card with the AMEX Centurion that has like a $250,000 a year spending requirement. The only requirements for this card are being a US resident, a very high credit score and being able to afford the annual fee.
 
The rule of thumb for any Credit Card IMHO is simple. Is the APR low? Is the Annual Fee worth the benefits of the card? Are there are "rewards/perks" for using it. If it doesn't met that criteria why bother?
 
I don't have the card I have the invite. Hence the asking if it's worth it. I think you guys are confusing this card with the AMEX Centurion that has like a $250,000 a year spending requirement. The only requirements for this card are being a US resident, a very high credit score and being able to afford the annual fee.

I don't think I am confusing it. :dunno
 
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