That's what people need to do! So many take out loans then pay just the minimum. If you pay more any time you can, you'd get the loan out of the way quicker. I see this with people and houses. They come onto a ton of money, instead of paying at least some of it toward their houses or other big loans, they blow it on other things.
It's great to only have utilities to pay. My credit cards are only for convenience. I pay them off every month and rack up points.
My credit cards are only for convenience. I pay them off every month and rack up points.
Rule #1 of car buying that 95% of the people forget: you can get up and walk away at anytime.
That's exactly what I do.
I use Discover to pay for Gas and Groceries, etc. And then get the travel points!
Well, a bit of an update. I didn't get the challenger, I haven't bought a figure since I started the thread, which is isn't that long ago but it's something. The awesome part is I had a date for the first time in a very long while last night. As I driving to meet her, I start hearing some noises from my car (I had heard this noise before but I had just gotten my breaks done and I thought they were a little tight so that's why I thought they were making noise) but anyway, after the date was over I stared driving home and the noise was even louder. I call my parents and ask them to pick me up. So they come, my dad starts to drive the car home. Me and my mom follow him. We're going along for a few exits and all of a sudden the front passenger wheel flies off the car and sparks start flying. The car coasts to the side of the road and stops. My dad was okay, thank goodness. But my car isn't doing so well. My uncle came to help today (he's really good with cars) and realizes that the tire wasn't put back on properly. We got it towed to the mechanic who did the breaks in the first place and I don't think he's taking responsibility for it. So yeah, I'm kind of screwed.
He's the last one who put the tire on, and if it wasn't put on properly, then it's his responsiblity. Tell him if he doesn't fix your car cost free, that you'll see him in court.
Well, a bit of an update. I didn't get the challenger, I haven't bought a figure since I started the thread, which is isn't that long ago but it's something. The awesome part is I had a date for the first time in a very long while last night. As I driving to meet her, I start hearing some noises from my car (I had heard this noise before but I had just gotten my breaks done and I thought they were a little tight so that's why I thought they were making noise) but anyway, after the date was over I stared driving home and the noise was even louder. I call my parents and ask them to pick me up. So they come, my dad starts to drive the car home. Me and my mom follow him. We're going along for a few exits and all of a sudden the front passenger wheel flies off the car and sparks start flying. The car coasts to the side of the road and stops. My dad was okay, thank goodness. But my car isn't doing so well. My uncle came to help today (he's really good with cars) and realizes that the tire wasn't put back on properly. We got it towed to the mechanic who did the breaks in the first place and I don't think he's taking responsibility for it. So yeah, I'm kind of screwed.
lol...did you get laid?
Well, a bit of an update. I didn't get the challenger, I haven't bought a figure since I started the thread, which is isn't that long ago but it's something. The awesome part is I had a date for the first time in a very long while last night. As I driving to meet her, I start hearing some noises from my car (I had heard this noise before but I had just gotten my breaks done and I thought they were a little tight so that's why I thought they were making noise) but anyway, after the date was over I stared driving home and the noise was even louder. I call my parents and ask them to pick me up. So they come, my dad starts to drive the car home. Me and my mom follow him. We're going along for a few exits and all of a sudden the front passenger wheel flies off the car and sparks start flying. The car coasts to the side of the road and stops. My dad was okay, thank goodness. But my car isn't doing so well. My uncle came to help today (he's really good with cars) and realizes that the tire wasn't put back on properly. We got it towed to the mechanic who did the breaks in the first place and I don't think he's taking responsibility for it. So yeah, I'm kind of screwed.
Those kids are a-holes.
I think I am getting on top of things now and would advice the same as others and scale down your collection to the bare essentials so you can appreciate the stuff you have.
100% correct and wise.