Didn't say you get a discount by using a
gift card. By using a SSC
gift card WHEN YOU PLACE THE ORDER, and IF you use a payment plan, during checkout, when the "monthly" payment is calculated, THAT monthly PO payment will be lower.
So, say this month u wanna buy a fig, but in coming months u don't want to get hit with a large monthly PO payment.
So if you use a gift card WHEN you make the purchase, SSC will deduct that amount, and then calculate how much you will pay for monthly PO payments.
For me, for example, it's a lot easier to deduct $100 off the top (for example) and then know my future monthly payments will be a lot lower. Because, I might make other preorders, all due at the end of the month, or whatever, and those add up
.
The bad part is that SSC doesn't let you keep
gift cards separate in your SSC account. If you buy 2
gift cards separately, and add to your account, SSC just bundles them together. So if you want to apply
gift cards to two separate orders, you have to buy a
gift card, make the order; buy another
gift card, make the second order.
It's just a way to do a partial pre-pay, which for me has been useful. Haven't tried, but apparently if you use Paypal, Paypal will charge your card immediately for the TOTAL, except for shipping. That's another way to know your FUTURE payments will be low. Not sure about Paypal tho.
(Not everyone would want to do their payments (pre-paying) that way. Like you might decide to dump a preorder, and then you have to track the NRD you lost and whatever pre-paying you might have done.)
For expensive figures tho, I try to get the initial cost as far down as possible, as once a month I don't need to be hit with multiple huge charges
. Assuming I have funds for a
gift card in the first place
. I like having low PO payments or even better, have used a
gift card that is high enough, most of the fig is already paid off.
Hope that helps. Again, tho, I only "partial prepay" for figs I am completely sure of. It's a lot simpler to cancel without all that if u think there's a chance you may need to cancel a fig, 'coz life happens.