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I think I will step in and harrass this douche for a while. :lol
 
FFS why do I always miss out on these deals ! I'm selling spells of my own. Mine makes you invisible and unlike him I have proof. Look beside you I'm sitting there......

Told you it works ! Best part is I'm only selling this spell (that actually works) for $299...PM me for my Paypal info...as a gift please !
 
I don't know why you guys hate capitalism so much. Guy has a service of sorts, people are potentially willing to pay, so let them do as they will. Insurance is peace of mind. So is religion. Should you not be allowed to sell those things, either? Leave that mentality in Europe, I say. Pshaw.
 
I don't know why you guys hate capitalism so much. Guy has a service of sorts, people are potentially willing to pay, so let them do as they will. Insurance is peace of mind. So is religion. Should you not be allowed to sell those things, either? Leave that mentality in Europe, I say. Pshaw.

Insurance isn't just for peace of mind. It covers you in case of a potential loss. So therefore it provides a benefit. This person is providing nothing.
 
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If you figure the amount the typical person spends on insurance premiums/co-pays/deductibles vs. the amount they get back from insurance companies over their lifespan, spending money on the werewolf spell makes a lot more sense.
 
If you figure the amount the typical person spends on insurance premiums/co-pays/deductibles vs. the amount they get back from insurance companies over their lifespan, spending money on the werewolf spell makes a lot more sense.

Your post is exactly what's wrong with the general publics view on insurance. Everyone thinks they have a a copay or deductible and that's it. Take a look at some of those ER bills or lab work costs. :lol Who do you think pays for that? Certainly not your $10 copay. :rotfl
 
Dude, I don't wanna brag, but I probably know more about the health insurance industry than 99% of folks on this forum b/c of my job. Though "Obamacare" may change things pretty drastically (starting next year when insurers will have to start essentially reimbursing consumers if they don't meet their new "medical loss ratio" thresholds), insurance companies are making an absolute killing.
 
Dude, I don't wanna brag, but I probably know more about the health insurance industry than 99% of folks on this forum b/c of my job. Though "Obamacare" may change things pretty drastically (starting next year when insurers will have to start essentially reimbursing consumers if they don't meet their new "medical loss ratio" thresholds), insurance companies are making an absolute killing.

LOL! What other industry has a 3% to 4% profit margin? Give me a break. You can brag all you want. I have my MHP designation and am also a well versed member in the industry. So clearly you would have to agree that insurance companies when compared to other for profit businesses aren't making a killing. Yes there are non profit insurance companies out there and they hide their profits well. I won't get started on their shady practices.

The politics that are behind insurance regulations are laughable at best and will drive small business out. They thought nothing through and in fact will bring me MORE business. Especially after 2014. :yess:

But I'm not going to get into the rest of my thoughts because frankly I come here to get away from that BS.

My point is insurance provides a service. What service does this guy provide? Absolutely NOTHING! So if you are so sure that your monies you are putting towards things like Health insurance and car insurance for example is a waste, then by all means why not become invincible and be a shapeshifter? Seems to me like you have it all figured out and could be suited in skipping insurance altogether. That way you would never get old, sick, or die. So let us know how the SPELL works out for you. :lecture:rotfl

Again my argument is simply against your "Insurance is for peace of mind" attitude. You have kids right? Who pays for their healthcare? Who paid for the pregnancy? I bet that came all out of pocket? :lol
 
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I just found out my insurance that I pay $45 a month for (and it stinks) will turn into $500 a month when I retire with my really bad pension! Guess I'll be working till I'm 65 when Medicare kicks in. Oops! Maybe not! Might not have that if some politicians have their way. Guess I'll work till I'm dead. :(

That vampire spell is looking pretty good right now.
 
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