It's easy for some people to say if you need to flex or if you don't make as much as me or whatever you shouldn't buy. But if those people stopped chances are the releases would get cut back, licenses would not get pursued. We all suffer.
When you make min wage in the usa or within a couple dollars an hour a hot toys figure is equal to about 3/8 of your take home pay.
8 bucks and hour for 40 hours a week is 320 before tax and insurance. After 25% for tax (which is around average) your at like 240. A diecast is equal to like 1.5 weeks of work.
And huge numbers of people work for those wages. Walmart, Meijer, target, the mall, McDonald's, Wendy's, and hundreds of other employers pay these wages, or equivalent due to less hours. So if they have to flex that's fine. I do it. And I could buy outright if need be. But it's easier for me to flex. And even if I got the money, a month with 2k worth of toys makes me reconsider the outlay. As hot toys isn't my only collected items.