Economic Plan/Crisis of each candidate

[pixletwin]

Sarcastically, but with some truth, (oxymoron ) I say: If you need flu shots, go to the ER and complain about chest pains.

But I think an ER can't turn you away, and you're brought to front of line if you say you are having chest pains.

I'm not sure how payment/insurance is handled in these cases.

They are billed. If they can't pay then their wages are either garnished or they file chapter 13 or chapter 7 bankruptcy.

 

[creecher]

haha my bad cReech.

Better than weiner pics, ay?

Beats me why we they can't copy some of the better health models from around the world.

 

[pixletwin]

#1 health model IMO: GERMANY

 

[Nuka Cola Kidd]

#1 health model IMO: GERMANY

Whys that? just curious

 

[creecher]

I hear it's pretty good in the Nederlands too.

 

[hoodonit00]

They are billed. If they can't pay then their wages are either garnished or they file chapter 13 or chapter 7 bankruptcy.

I don't know from experience but have heard on more than 1 occasion of people getting on payment plans with hospitals where they may bare minimum payments monthly. As long as they are paying something the hospitals will not pursue it.

 

[pixletwin]

Whys that? just curious

This gives a pretty short and concise explanation:

https://content.healthaffairs.org/cgi/reprint/13/4/22.pdf

 

[CAhobbit]

I don't know from experience but have heard on more than 1 occasion of people getting on payment plans with hospitals where they may bare minimum payments monthly. As long as they are paying something the hospitals will not pursue it.

I've known more than one person that set up payment plans.

A few years ago I didn't have insurance and had to go to the emergency room and when my bill came (which was outrageous) I luckily was able to pay it all at once but I was given the option to make payments if I needed. I just would have had to call the number they gave me and set up a payment plan.

 

[Mesa]

This gives a pretty short and concise explanation:

https://content.healthaffairs.org/cgi/reprint/13/4/22.pdf

Another thing to read while I'm bored at work tomorrow. I'm catching up on some comics now, can't do that at work.

But, something that stuck out when watchign SICKO was that doctors in other countries aren't as higlhly paid as doctors in the U.S. which IMO proved beneficial to the healthcare system because they weren't marked as target to litigous people looking to make an easy buck.

 

[FQRizzo]

I don't know from experience but have heard on more than 1 occasion of people getting on payment plans with hospitals where they may bare minimum payments monthly. As long as they are paying something the hospitals will not pursue it.

When my wife and I had a baby, we set up a payment plan with the hospital for the bills. Not that we couldn't pay them all at once, I just wanted to screw with them so they would only get $10 a month out of me.

 

[hoodonit00]

When my wife and I had a baby, we set up a payment plan with the hospital for the bills. Not that we couldn't pay them all at once, I just wanted to screw with them so they would only get $10 a month out of me.

So this is kind of my point. We may not have national health care. But if you do get sick you can go to the emergency room and get treated. And when it comes time to pay they seem very fair with a payment plan.

 

[Mesa]

So this is kind of my point. We may not have national health care. But if you do get sick you can go to the emergency room and get treated. And when it comes time to pay they seem very fair with a payment plan.

The problem doesn't lie with the hospitals themselves, but with the insurance companies and HMO's. That's where all the red tape is, and where claims need to be justified and approved for payment.

Here's a great example: I had my wisdom teeth pulled. I had to talk to several different insurance companies and the dentist to see who would cover the costs. The dentist sent the bill to my dental and medical insurance companies provided by my work. Each rejected the claim, saying the other guy should cover it because it wasn't a dental procedure it was a medical/surgial one, and vice-versa. And it was left up to me to clear up the loose ends. Took months. I almost got taken to collections over it by the dentists because neither insurance compnay wanted to pay. This was the first time I had used my insurance in a LONG time.

I'd hate to have a chronic disease and deal with this crap on a regular basis.

I think it was Nixon that introduced HMO's. At the time, it was a money making program. And it hasn't changed.

 

[The Ween]

Am I wrong in saying that hospitals by law cannot deny you care?

They can't deny you, but someone with insurance is going to get better care. They'll do the minimum for you if you don't. Also, if you go to a private hospital and you don't have insurance, they'll try to ship you off to a public or charity one.

The first question they ask you in the ER is how you're paying, not what's wrong with you. What kind of care you get depends on your answer.

 

[The Ween]

So this is kind of my point. We may not have national health care. But if you do get sick you can go to the emergency room and get treated. And when it comes time to pay they seem very fair with a payment plan.

That's fine as long as you don't have to use surgeons, pathology, etc. ER costs you can pay over a long period of time, but it's the other costs that you have to pay up as soon as you get the bill. If you have surgery, you can get hit pretty hard all at once.

 

[The Ween]

#1 health model IMO: GERMANY

There was a program on PBS that explained all the different health programs overseas. Some were awesome. None were perfect but what is. I'll have to go on the PBS site and see if are planning on reairing it.

 

[DarkArtist81]

That's fine as long as you don't have to use surgeons, pathology, etc. ER costs you can pay over a long period of time, but it's the other costs that you have to pay up as soon as you get the bill. If you have surgery, you can get hit pretty hard all at once.

Yep... This is what happened to me when I had my tumor removed. I got slammed with bills, and most had to be payed up front, or I was SOL.

 

[CelticPredator]

Annnnd. Done.

 

[Malice]

we just started enjoy the ride!.

 

[Mesa]

This is exactly why threads get locked.... Go do some research as to why we are in the economic situation that we are in...start with the Glass Steagall act of 1933, and what it did. Then look up how it was repealed in 1999, and specifically who did it and why (who were the players involved..etc). Then look at the ramifications that this caused, ie investment banks etc. Then look at the ripple effect throughout the entire economy. This is only the beginning. It's going to get a lot worse folks and it doesn't matter who gets elected...we are all in trouble. This was a topic of discussion back in the early 2000s, and I want you to look at what measures were made to stop all of this (yes, there were some people in government who tried to stop this). Who were the players involved? Who stopped it? Who got contributions from what companies? Once you have looked at all of this, then make a conclusion.

Enlighten me, please. I'm too lazy right now to look this up.

 

[The Josh]

12 for Obama

1 For McCain