EFFalcon
Super Freak
Well for some of us its nice to have the flex pay since we order multiple things.
doesn't make a difference
Flex pay just helps people budget, if you're good with your money, the cash you're handing over to SS each month could be sitting in your account earning interest.
instead, its in their account.
but this suits the type of people who, if they see this extra $$ sitting in their bank account, would go spend it on something else.
either way, they're catering for both