Not necessarily. The idea that a non-believer will be punished for his non-belief is itself just a belief which could be mistaken.
True, but most religions have that. You don't believe, no salvation (and whatever that entails).
Christians, Judaism, Buddhism, Islam, etc. I'd like to think we all believe in the same God but in our own way (what our culture has taught us).
Most of them dictate that those that don't have faith are "punished". Whether that punishment means a sort of hell, banishment or what have you remains unknown.
Is it a fear tactic created by humans? Maybe. But like I said, we won't know until we're dead. Can a person that thinks and cares about these type of things deal with that? Well, that's up to them. Maybe your non-belief is blinding you from a "righteous path" and life after death? Maybe my belief doesn't really exist and I'm blinded by a false fate. Which is more dentrimental though? If you don't believe and there is something, you're ****ed. There's a chance there. If you don't believe and there isn't anything then it's a non-issue because you don't exist. So then you ask yourself to take the chance, rest your laurels?
For me, I believe. It's tough but that's part of faith and putting your foot out into the unknown. The way I see it, if what I believe is true, great, there's something waiting for me. My faith is rewarded. If there isn't anything however and I'm just a decomposing corpse in the ground or dust in the wind, I'll never know that I was a fool in believing in something that wasn't real. I won't have a say in the matter, i'll just be dead. Seems like a win-win. "I was wrong about my beliefs and faith", oh well, I'm dead! Better than being caught with my pants down and being "punished" and/or banished from good stuff and salvation. I'm not talking clouds and harps, but you know. The fullfillment and answer to that mystery that's more than, "I lived then died".