I actually started in early 2013 and have around 200 plus figures. So smart a$$ i started because i wanted to start a hobby and relive my childhood again from stuff i loved growing up in the 70's as a kid, mainly star wars and batman. Early in life i had to sell my collections because starting out in life and bills and things came up. I am at the point where you have to justify a price I am willing to pay.
The prices are getting out if reach. I am retired and have a nice monthly check coming in, but do not want to waste money on something I feel is way over priced. I will pick up core star wars characters and finish up original trilogy once they are discounted or used on eBay. I know you do not buy figures as an investment, but damn they should at least hold their retail price value. At this point you can't even sell figures to break even it seems anymore.
Sorry if rude, but your question came off like a smart a$$ to me.